Our services for the healthcare sector

Insurability in a high-risk environment and customized solutions for your security

Holistic protection and comprehensive risk advice

The healthcare sector is a high-risk area. Liability claims, particularly due to medical errors or patient injury, can not only cause lasting damage to trust in medical staff and healthcare facilities, but also result in enormously high costs. Due to the increasing risks, more and more insurers are withdrawing from the healthcare sector.

No one in Germany insures as many healthcare facilities as we do. We guarantee insurability and help the facilities and their employees to maintain daily operations and provide patients with professional treatment and care.

We put you on an equal footing with the insurer

As a leading insurance broker in the healthcare sector, we use our strong negotiating position to the benefit of our clients. We persuade insurers to offer cover for their very specific and high risks.

Our accurate, contextualized data allows us to make informed decisions regarding the valuation of claims or the assessment of specific insured events, which are often lower or less risky than anticipated. Our size allows us to better diversify and spread risks across different insurers, reducing overall risk and increasing the insurability of our clients.

Our close cooperation with insurers also enables our customers to process claims more quickly, obtain better contract terms and access to special insurance products.

We also accompany our customers on new paths. Whether it's clinical trials, the use of new therapeutic options or AI, or the use of new drugs and medical devices: before patients benefit, we assess the risks and provide the appropriate insurance cover.

Sometimes ownership models can also make sense for a company or organization. We provide support with various solution models and offer comprehensive advice on deductibles, captive insurance or reinsurance.

0 Patient safety measures developed

0 Risk analyses per year

0 Doctors and outpatient facilities rely on us

0 % of the hospitals in Germany are supported by us

Resolving medical claims efficiently

Healthcare claims are challenging to handle because they are very complex and individual. There are many different medical specialties and treatment methods in the healthcare sector, each with their own risks and challenges. Furthermore, it can be difficult to establish a link between a medical treatment and an injury. Careful investigation and analysis of the circumstances is required to determine the cause of the injury and determine liability. Furthermore, medical malpractice claims are often emotionally demanding, as the health and well-being of patients is at stake. Those affected and their relatives usually react very sensitively and have high expectations of the claims settlement.

Due to the complexity and emotional nature of medical claims, we have pooled our expertise in this area and put together a team of experienced experts to ensure that claims are settled appropriately and that the interests of all parties involved are taken into account. Our aim is to find a quick, professional and uncomplicated solution for the worst-case scenario.

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Clinical risk management

We have been actively promoting patient safety for many years and have set up our own consulting unit for this purpose. Our teams at GRB Gesellschaft für Risiko-Beratung have been advising healthcare facilities on clinical risk management for over 25 years. Our services range from risk analyses and assessments to operational support - always with the aim of providing preventative recommendations to avoid treatment errors and ensure better insurability through safe patient care. Our comprehensive advice enhances safety, reduces the number of claims and significantly increases and maintains the insurability of healthcare facilities and personnel in the long term.

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Our teams of experts

As the healthcare sector is very complex, we provide specialized teams. They are made up of experts who have in-depth knowledge and extensive experience in their respective fields.

Outpatient healthcare

With our special service program for outpatient facilities, we take account of the increasing networking of care sectors. We offer interface-free insurance cover for all types of outpatient facilities - from doctors' practices to medical care centers.

Midwives

We have developed special insurance concepts that offer midwives the greatest possible protection so that they can concentrate fully on their important task - namely accompanying expectant parents from pregnancy through birth to aftercare. After all, midwives are essential professionals who provide medical care and emotional support with valuable advice to ensure a safe and positive birth experience.

University hospitals

University hospitals in particular require special insurance cover due to the complexity of their services and the high risks involved. We offer tailor-made solutions such as self-carrying solutions for liability insurance cover, cover for research and teaching as well as the transportation of highly sensitive medication, expensive medical technology or organ donations.

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Insurance solutions for your needs

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Our partner for your employee benefits

KlinikRente pension fund

For more than 20 years, KlinikRente has been offering employees from more than 6,000 different healthcare facilities occupational pension solutions. In recent years, the pension fund has continuously expanded its product range. In addition to pensions, the focus is also on occupational and private income protection. KlinikRente has been part of the Ecclesia Group since mid-2023.

Go to the KlinikRente website