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Electronics insurance

Electronics insurance protects against the financial consequences of damage to electronic devices and systems.

Protection for your high-tech world

Electronics insurance - what is it?

Electronic devices are indispensable in the modern business world. It is therefore all the more important to insure them optimally against damage, whether short circuits, operating errors or theft, with electronics insurance you are on the safe side.

Facts & Figures

0 % of companies in Germany have electronics insurance

0 € in average costs for repairs to electronic devices

0 % of reported electronic damage results from short circuits

Your advantage at a glance

Electronics insurance protects your valuable devices against damage caused by accidents, theft and technical defects. So your electronic devices are always optimally protected.

Theft protection

Reimbursement in the event of theft of electronic devices

Technical advice

Access to technical advice and support

Hardware defects

Reimbursement in the event of technical hardware defects

Replacement device

Assumption of costs for a replacement device

FAQ on electronics insurance

We have summarized the most frequently asked questions about electronics insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.

Why is electronics insurance important?

Electronic devices and systems are often expensive and play a crucial role in operational processes. Damage to these can lead to significant financial losses and business interruptions. Electronics insurance offers financial protection and helps to manage the economic impact of such damage.

Which devices are covered by electronics insurance?

Office electronics: computers, laptops, printers, scanners, telephone systems and network technology
Medical technology: diagnostic devices, therapy devices, monitoring devices and laboratory electronics
Industrial electronics: production systems, control technology, measurement and control technology, robots and automation technology
Retail electronics: checkout systems, barcode scanners, surveillance cameras and electronic price tags
IT infrastructure: servers, storage systems, routers, switches and security solutions
Consumer electronics: televisions, projectors, audio equipment and conference technology
Special equipment: research equipment, scientific instruments and special electronic systems

What damage is covered by electronics insurance?

Electronics insurance typically covers the following types of damage:

Operating errors: damage caused by improper handling or incorrect operation
Short circuit and overvoltage: damage caused by electrical faults
Fire and lightning: damage caused by fire, lightning and explosion
Theft and vandalism: Damage caused by burglary and willful damage
Water damage: damage caused by water or moisture penetration
Transport damage: damage during transportation

What is not covered by electronics insurance?

As a rule, the following are not covered

Damage caused intentionally
Damage caused by gross negligence on the part of the policyholder
Damage caused by war, civil unrest or nuclear events
Damage caused by normal wear and tear
Damage caused by unauthorized or illegal activities

Who needs electronics insurance?

Offices and service providers: Protection for computers, telephone systems, printers and other office electronics
Industrial companies: Protection for production systems, measurement and control technology
Medical facilities: Protection for medical technology and diagnostic equipment
Retailers: protection for cash register systems, surveillance cameras and other electronic devices
IT service providers: protection for servers, network technology and other IT infrastructure

What are typical exclusion clauses in electronics insurance?

Damage caused by intentional or grossly negligent behavior
Damage caused by war, civil unrest or nuclear events
Damage due to normal wear and tear
Damage caused by unauthorized or illegal activities

Can electronics insurance also apply abroad?

Yes, many electronics insurance policies also offer international cover, especially for companies that operate worldwide. However, it is important to check the exact conditions in the insurance contract.

ecsolutions

Solutions rethought! With our ecsolutions, we offer you complete ecosystems that include more than just insurance. Here, experts with in-depth know-how advise you individually on your situation and your specific needs and provide you with comprehensive support in the form of tailor-made services and products.