Criminal legal protection insurance
Criminal law insurance protects you against the financial consequences of legal disputes in criminal law. It covers the costs of defense in criminal proceedings.
Your protection in legal emergencies!
Criminal legal protection insurance - what is it?
In everyday professional and private life, unforeseen events can quickly lead to criminal investigations. Whether negligent violations or unintentional breaches of the rules - criminal legal protection insurance offers optimum protection against the financial consequences of such proceedings.
Facts & Figures
FAQ on criminal legal protection insurance
We have summarized the most frequently asked questions about criminal legal protection insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.
Criminal proceedings can be very expensive and time-consuming. Criminal legal protection insurance offers financial protection and enables a competent legal defense without the insured person having to bear the costs themselves.
Criminal legal protection insurance typically covers the following costs:
- Legal fees: costs for the defense by a lawyer
- Court costs: fees for courts and other legal institutions
- Expert costs: Costs for experts required in the proceedings
- Witness fees: Compensation for witnesses who testify in the proceedings
- Travel costs: Costs for traveling to court hearings (depending on the contract)
- Deposits: Advances for bail to avoid pre-trial detention (depending on the contract)
As a rule, the following are not covered
- Intentionally caused legal disputes
- Disputes that were known before the insurance was taken out
- Fines and penalties
- Disputes arising from construction projects (special construction legal protection insurance is available for this)
- Disputes in connection with war, civil unrest or nuclear events
- Private individuals: Protection against criminal proceedings in everyday life, e.g. traffic offenses or negligent bodily injury
- Entrepreneurs and the self-employed: protection against criminal proceedings in a professional context, e.g. breaches of occupational health and safety or environmental regulations
- Employees and managers: protection against criminal proceedings in a professional context, e.g. compliance violations or accidents in the workplace
Criminal legal protection insurance only covers costs incurred in connection with criminal proceedings. General legal protection insurance can also cover other areas, such as traffic legal protection, employment legal protection or tenancy legal protection.
Yes, there are specialized criminal legal protection insurance policies for certain professional groups, such as doctors, lawyers, management consultants and executives. These insurance policies take into account the specific risks and requirements of the respective professional group.
An intent clause excludes cover for intentionally committed offenses. This means that the insurance will not cover any costs if the insured person is convicted of an intentional crime. However, some insurers offer cover up to the final conviction.
Yes, many criminal legal protection insurance policies also offer international cover. However, it is important to check the exact conditions in the insurance contract and ensure that all relevant risks are covered.
Further insurance solutions
In addition to criminal legal protection insurance, we also offer numerous other insurance solutions that could be of interest to you.
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