Transport insurance
Transport insurance protects goods and merchandise during transportation against the financial consequences of damage or loss.
Safe on all roads!
Transport insurance - what is it?
Whether by land, sea or air - the transportation of goods involves numerous risks. Make your transports crisis-proof, with tailor-made transport insurance, goods and cargo are optimally protected.
Facts & Figures
FAQ on transport insurance
We have summarized the most frequently asked questions about transport insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.
The transportation of goods and merchandise involves numerous risks, such as accidents, theft, damage or loss. Transport insurance offers financial protection and helps to manage the economic impact of such incidents.
Transport insurance typically covers the following types of damage:
- Damage in transit: damage to goods caused by accidents, careless handling or environmental influences
- Theft: loss due to theft during transportation
- Loss: loss of goods during transportation
- Fire: damage caused by fire, lightning or explosion
- Water damage: damage caused by water ingress, e.g. during transportation by sea
- Natural hazards: damage caused by natural events such as storms, flooding or earthquakes
As a rule, the following are not covered
- Damage caused intentionally
- Damage caused by gross negligence on the part of the policyholder
- Damage caused by war, civil unrest or nuclear events
- Damage due to inadequate packaging
- Damage due to normal wear and tear
- Individual policy: Insurance cover for a specific transport or shipment
- General policy: insurance cover for all transports of a company within a certain period of time
- Framework contract: individually agreed insurance cover for recurring transports or specific transport conditions
- Cargo insurance: cover for the transportation of goods and merchandise
- Contract transport insurance: cover for the transportation of a company's own goods and merchandise using its own vehicles
- Manufacturers and retailers: protection for the shipment of goods and merchandise to customers or business partners
- Logistics and forwarding companies: Protection for their customers' goods during transportation
- Construction companies: Protection for the transportation of construction materials and machinery
- Farmers: protection for the transportation of agricultural products
All risks cover extends the insurance protection to all unforeseen damage that is not expressly excluded. This offers more comprehensive protection than traditional transportation insurance, which only covers certain risks.
- Damage caused by intentional or grossly negligent behavior
- Damage caused by war, civil unrest or nuclear events
- Damage due to inadequate packaging
- Damage due to normal wear and tear
Yes, many transport insurance policies also offer international insurance cover. However, it is important to check the exact conditions in the insurance contract and ensure that all relevant risks are covered.
Further insurance solutions
In addition to transport insurance, we also offer numerous other insurance solutions that may be of interest to you.
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