Travel health insurance

Foreign travel health insurance protects travelers against the financial consequences of illness or accident costs incurred during a stay abroad.

Safe on the road worldwide

Travel health insurance - what is it?

Carefree travel, well covered! Whether on a business trip or vacation - unexpected medical emergencies abroad can quickly lead to high costs. With international travel health insurance, you are optimally protected worldwide and can enjoy your travels without having to worry about medical care.

Facts & Figures

0 € is the average cost of medically necessary repatriation to your home country

0 € excess for travel health insurance abroad

0 % coverage for inpatient and outpatient treatment

Your advantages at a glance

With international travel health insurance, you are well prepared for unexpected health incidents on vacation. Enjoy your trip worry-free.

Return transportation

Assumption of costs for medically necessary return transportation

Drug costs

Reimbursement of prescribed medication abroad

Travel insurance packages

Can be combined with other travel insurance policies

Trip interruption

Assumption of costs in the event of premature trip interruption due to illness

FAQ on travel health insurance abroad

We have summarized the most frequently asked questions about travel health insurance for you in our FAQ. However, our experts will also be happy to provide you with individual advice.

Why is travel health insurance important?

Statutory health insurance generally covers no or only limited costs for medical treatment abroad. Private health insurance also often has restrictions. Foreign travel health insurance offers comprehensive cover and prevents high financial burdens due to unexpected medical emergencies abroad.

What services are covered?

Travel health insurance typically covers the following services:

Outpatient and inpatient treatment: Doctor visits, hospitalization, surgery and medical emergencies
Medication: costs for prescription medication
Repatriation: medically necessary repatriation to your home country
Emergency treatment: emergency medical treatment and rescue services
Dental treatment: emergency dental treatment
Daily hospital allowance: additional financial support for inpatient stays (depending on the policy)

What is not covered?

As a rule, the following are not covered

Illnesses or accidents caused intentionally
Treatments that were already planned or known before the start of the trip
Costs for wellness and spa stays
Treatment in connection with pregnancy and childbirth (depending on the contract)
Damage caused by war, civil unrest or nuclear events

Who needs travel health insurance?

Holidaymakers: protection against unexpected illness or accident costs while on vacation abroad
Business travelers: Cover against medical emergencies during business trips
Long-term travelers: Cover for longer stays abroad, e.g. semesters abroad, work-and-travel or sabbaticals
Expats: cover for people living abroad who do not have adequate health insurance

Do I always have to see a particular doctor?

No, as a rule travelers can visit any doctor or hospital abroad. However, it is advisable to contact the insurer's emergency call service for assistance in selecting suitable medical facilities.

What is the difference to normal health insurance?

Foreign travel health insurance offers special protection for medical emergencies abroad and covers costs that are often not covered by normal health insurance. Normal health insurance usually only offers limited or no cover abroad.

Travel Risk

To ensure that your employees or volunteers are always optimally protected on business trips or foreign assignments, our expert unit offers you a comprehensive range of services for your travel risk management. Rely on our expertise for the best possible protection for your employees or volunteers.