Occupational disability insurance
Occupational disability insurance provides the policyholder with financial protection if they are no longer able to carry out their profession due to illness, accident or disability.
Your security in the event of occupational disability
Occupational disability insurance - what is it?
Protect your future against unforeseeable risks. A sudden accident or serious illness can bring your career to an abrupt end and lead to considerable financial losses. With occupational disability insurance, you are optimally protected and can rest assured that your livelihood is secure even in the event of occupational disability.
Facts & Figures
FAQ on occupational disability insurance
We have summarized the most frequently asked questions about occupational disability insurance for you in our FAQ. Our experts will also be happy to provide you with individual advice.
Occupational disability insurance offers important financial protection, as statutory benefits are often not enough to maintain the standard of living you are used to. It helps to compensate for loss of income and ensure financial stability.
The main benefit of occupational disability insurance is the payment of a monthly pension if the policyholder becomes unable to work. The amount of the pension is determined when the contract is concluded.
As a rule, occupational disability caused by deliberate self-harm, war or civil unrest is not covered. Pre-contractual illnesses may also be excluded if they have not been declared.
Occupational disability insurance pays out if the insured person can no longer carry out their last occupation. Disability insurance pays out if the insured person is no longer able to pursue gainful employment, regardless of their profession
Further insurance solutions
In addition to occupational disability insurance, we also offer numerous other insurance solutions that could be of interest to you.
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