Private pension plans – an added benefit for your employees
Shaping the future: Private pension plans increase security and attractiveness for your teams—individualized, tax-advantaged, sustainable.
Foresight for your employees - customised pension plan for every phase of life
As an employer, you not only offer company benefits, but also the opportunity to take advantage of private pension solutions - for employees and their families. Whether retirement plan, occupational disability or supplementary health insurance: thanks to discounted group conditions and tested tariffs, your employees can make individual plans - flexibly, according to their needs and at better conditions than on the open market. This enables you to provide financial security beyond the workplace - and show responsibility where it counts most: in the lives of your employees.
Facts & figures - why private pension provision is worthwhile
Our solution: Personal advice on private pension plan
We offer your company a counselling service that reaches your employees - in person, digitally or on site. Without additional effort for your HR, but with a big impact for your teams.
Our main topics:
Retirement plan
Why it is necessary:
- The statutory pension is often not enough - on average less than €1,000
- Even with a company pension plan, there is often a pension gap.
Our offer: Customised pension strategies
- Flexibly customisable and a sensible supplement to the occupational pension plan
- Make an impact even with small amounts.
Term life insurance
Why it is necessary:
- If the main breadwinner dies, existential risks loom.
- Only 30 % of families have cover.
Our offer: Financial security for family members
Tax-free payout, clear advice, suitable sum insured.
Occupational disability
Why it is necessary:
- One in four working people become occupationally disabled – usually without adequate protection.
- State benefits were severely restricted in 2001.
What we offer: Occupational disability insurance without a health check.
- Individual solutions – also as a supplement to existing cover.
- Suitable for all occupational groups.
Family pension plan
Why it is necessary:
- Illness, accident, death – without protection, families are financially at risk.
- Responsibility means thinking ahead.
What we offer:
A combination of different pension components – tailored to your family situation, age, and stage of life.
Who we are
ecpension&benefits is Germany's most service-oriented provider of company pension and benefit solutions. With passion, expertise and over 90 years of experience, we develop tailor-made concepts for employers and their teams - comprehensible, effective and future-oriented.
Behind ecpension&benefits are three established specialists: pension solutions group, PS Wertschutz and Ecclesia Vorsorgemanagement - united since 2025 under a common name and as part of the Ecclesia Group. What sets us apart: a holistic range of services, in-depth process expertise, exclusive access to top products and an exceptional quality of advice based on genuine interaction. Our services make the difference - through in-depth expertise, smooth processes and solution-orientated support that really matters. For companies, employees and a secure future.
Frequently asked questions about the integration of private pension products
We have summarised the most frequently asked questions about private pension advice for you in our FAQ. Our experts will be happy to provide you with personalised advice
Basically always, because many employees are not adequately insured. It is particularly useful if there is no bBU or if there is a need for supplementary cover, e.g. due to pension limits. Relatives can also be included.
The premiums are customised according to age, occupation and cover requirements. Our advisors examine suitable solutions during individual discussions - tariffs are often available without a health check.
Very flexible. Many products can be customised to life phases by means of additional payments, premium breaks or term adjustments. This makes the products modern and significantly increases acceptance.
You offer your employees financial guidance and strengthen your employer brand. At the same time, your HR department is relieved, as we take over all communication and counselling for you.
Yes, partners or family members can easily be included if desired.
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